Have I mentioned how much I hate banks? I think I need to broaden my dislike to all financial institutions. Back in December I started trying to roll a 401K plan from a former employer into the 401K plan of a current (now also former) employer. The trustee responsible for abusing employees of former employer A was Merrill Lynch. The trustee of current/former employer B was Aetna. The first time, Merrill made out the check to "Former Employer B FBO David Bogen." Aetna, of course, wouldn't accept a check like that, so I had to get the check reissued. Merrill managed to reissue the check in a record-setting two weeks time and I then sent check off in February by United States Mail (the conspiracy widens). Well, it's now April and Aetna has no record of receiving the check and roll-over form. So,I contacted Merrill to get another check cut. "Sure, we'll cut you another check, but first we need to abuse you by making you sign an affidavit that the check was really lost. The form will take about a week to reach you. Then, it will take about a week for you to mail it back to us in New Jersey. Then, we'll sit on it for a couple of days before cutting another check. After that, we'll mail the check back to you via the United States Postal Service, from New Jersey, which will take about another week to reach you. So, in a mere three weeks you should have another check." After that, I can send the form off to Aetna and wait some more for them to credit it to my account there. Moving at the speed of banks...